Who pays for a personal injury claim?
If you have been injured due to the negligence of another person or organisation, you may be entitled to compensation for your injuries. But who pays for a personal injury claim?
In most cases, the person or organisation that is responsible for causing your injury will have insurance. This means that the insurance company will usually be the one to pay out any compensation that you are due.
When you make a personal injury claim, your solicitor will usually negotiate with the insurer of the person or organisation that is to blame for your injury. This is usually done through a process known as liability insurance.
The insurer will then assess the claim and decide whether or not they are liable for the injury. If they are found to be liable, they will then pay out the compensation that you are due.
In some cases, the person or organisation that is responsible for your injury may not have insurance. In this case, you may have to pursue the claim directly against them.
It is important to note that if you are successful in your claim, you may not receive the full amount of compensation that you are due. This is because the insurer may decide to limit the amount of compensation that they pay out.
If you have been injured due to the negligence of another person or organisation, it is important to seek legal advice as soon as possible. A personal injury solicitor will be able to advise you on who pays for a personal injury claim and the best way to pursue your claim.
Your injury compensation claim is brought against the person or organisation that is to blame (or partially to blame) for causing your injury. It is important to remember that you may not receive the full amount of compensation that you are due, so it is important to seek legal advice to ensure that you receive the best possible outcome.