What is the Best Bodily Injury Liability?
When it comes to car insurance, it’s important to make sure you have the right coverage for your needs. Bodily injury liability coverage is an important part of any car insurance policy. It helps to protect you financially if you are found to be at fault in an accident and someone is injured.
The best liability coverage for most drivers is 100/300/100, which is $100,000 per person, $300,000 per accident in bodily injury liability and $100,000 per accident in property damage liability. This type of coverage is recommended for most drivers because it provides a good balance between cost and protection.
Having the right amount of bodily injury liability coverage is important because it can help to protect you financially if you are found to be at fault in an accident and someone is injured. If the damages exceed the amount of coverage you have, you could be held liable for the difference.
It’s important to note that bodily injury liability coverage only covers the other person’s medical expenses, lost wages, and pain and suffering. It does not cover your own medical expenses or any damage to your own vehicle. For that, you will need to have additional coverage such as collision and comprehensive coverage.
When it comes to bodily injury liability coverage, it’s important to make sure you have enough coverage to protect yourself financially. The best liability coverage for most drivers is 100/300/100, which is $100,000 per person, $300,000 per accident in bodily injury liability and $100,000 per accident in property damage liability. You want to have full protection if you cause a significant amount of damage in an at-fault accident.
It’s also important to review your coverage periodically to make sure it’s still adequate for your needs. If you’ve had any changes in your life, such as a new job or a new car, you may need to adjust your coverage.
In conclusion, the best bodily injury liability coverage for most drivers is 100/300/100, which is $100,000 per person, $300,000 per accident in bodily injury liability and $100,000 per accident in property damage liability. It’s important to make sure you have enough coverage to protect yourself financially if you are found to be at fault in an accident and someone is injured. Be sure to review your coverage periodically to make sure it’s still adequate for your needs.
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